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Debt Collection in Hungary

By 13 May 2022October 31st, 2022No Comments

In this article, our colleagues Att. Dr. Kata Hidegard Nagy and Zülal San will mention debt collection in Hungary with all required steps and processes.

Debt Collection in Hungary

For both natural and legal persons, the collection method of the overdue debt may vary according to the amount of the debt.

If your receivable amount does not exceed 3 million HUF (Apprx. 9.000€) and both creditor and debtor reside in Hungary, debt collection is possible only through fizetési meghagyásos eljárás, i.e. payment order procedure (FMH for short). It is up to the notaries to carry out the procedure in question.

Depending on the citizenship of the parties that do not reside in Hungary, there is the possibility of debt collection either through EU FMH or through filing a lawsuit in front of the courthouse.

The method of collecting the debt between the amounts of 3 and 30 million HUF (via FMH or by filing a lawsuit) depends on the decision of the creditor, whereas over 30 million HUF (90.000€), the only way is the courthouse procedure.

The tax of the FMH procedure is 3% of the debt, and the tax of the litigation procedure is 6% of the debt.

The advantage of FMH is that it is a fast procedure. FMH request is examined by a notary public within 3 days. If there are no deficiencies in the file or if the file does not need to be rejected, FMH is sent to the debtor by the notary public no later than the third day after admission.

After FMH obtained by the debtor, the debtor has 15 days to object the request, in whole or in part. If FMH does not reach the debtor, or if the debtor does not make any statements within 15 days, FMH will be finalized on the 15th day and can be enforced immediately.


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In the case that the debtor opposes the request within 15 days, it is possible to file a claim by submitting a petition to the courthouse within 15 days after the disclosure is obtained. At this stage, the tax to be given must be completed to 6%. However, it is possible to request that both the FMH and the taxes and other expenses used in the court to met by the debtor. After the petition is filed, the proceedings continue as a civil lawsuit and are terminated by the court’s decision.


Gurcan Partners International Law Firm is a corporate member of Foreign Economic Relations Board  (DEIK) and DEIK Hungary Business Council.

Hungary Business CouncilsDeik Member


Gurcan Partners provides debt collection, commercial dispute resolution and litigation services in Hungary. 

Please Contact Us

@: [email protected]

or Call Us

Hungary Office:

+ 36 1 808 9449 (English-Hungarian)


During all the process of Debt Collection in Hungary, our international team is ready to help you. You can check our professional team from here.


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Please do not hesitate to contact us for Debt Collection in Hungary. Our professional team is ready to help you. Please find our contact details below.

Please Contact Us

@: [email protected]

or Call Us

Hungary Office:

+ 36 1 808 9449 (English)


To read our other articles about Hungary:
  1. Company Taxation in Hungary I ” KATA ” Start-up Friendly Taxation
  2. Company Registration in Hungary I Step by Step
  3. Taxation in Hungary I Taxes – Social Security
  4. 5 Good Reasons to Start Your Business in Hungary
  5. Buying Property in Hungary
  6. Company Formation in Hungary
  7. Business Immigration in Germany
Check out Gurcan Journal for more articles in 13 languages. Schedule your online meeting below.


Debt Collection in Hungary

Gurcan Partners Hungary Office


Budapest, Westend Business Centre, 7th Floor, Váci út 22-24, 1132

Att. Dr. Kata Hidegard Nagy

@: [email protected]

Gurcan Partners


All rights reserved. All rights of Debt Collection in Hungary article belong to Gürcan Partners. The author has no responsibilities from the information in this article. This article is prepared just to inform.

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